Stop Overspending – Personal Expense Tracker
If you’ve ever reached the end of the month and thought
“Where the hell did my money go?”
this tracker is for you.
This is a simple, no-nonsense Excel expense tracker designed to help you see your spending clearly, fix bad money habits, and actually save without feeling restricted.
No apps.
No subscriptions.
No complicated budgeting rules.
Just clarity.
What this tracker helps you do
- Track daily expenses in seconds
- See monthly spending broken down by category
- Spot overspending patterns you usually miss
- Understand lifestyle creep over time
- Stay consistent without financial stress
It works whether you’re a student, a first-job earner, or someone who just wants control over their money.
What’s inside
- Easy-to-use monthly expense tracker
- Automatic totals and category summaries
- Long-term expense tracking across months
- Clean, distraction-free layout
- Works in Microsoft Excel and Google Sheets
No finance background needed. If you can type numbers, you can use this.
Who this is for
- Students trying to manage pocket money or stipends
- Young professionals tired of money apps
- Anyone who wants discipline without obsession
Why this works
Most people don’t overspend because they’re bad with money.
They overspend because they’re not tracking clearly.
This tracker fixes that.
Download once. Use forever.
Your money finally makes sense.
You will get a complete Excel expense tracker to record daily spending, savings, investments, and earnings in one place. It automatically calculates totals, monthly summaries, and budget vs actual spending. The file includes long-term tracking, visual charts, and a budget allocator to help you spot overspending and improve money habits. Fully editable, reusable, and works on Excel for remote access also.